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Debt

Debt restructuring with Credit Bureau entry

Those who are in debt are not only plagued by a guilty conscience, but not infrequently by the worry that the amount of debt will increase. Because if bills cannot be paid and reminders land in the mailbox, the total increases with every further reminder. In fact, it often happens that the fees for lawyers, bailiffs, reminders and processing fees exceed the original amount.

A permanently overdrawn checking account also contributes to further indebtedness, because the interest on the overdraft facility is often 15 percent or more. Overdraft interest is even added. Anyone who cannot manage such debts on their own within a short period of time or the creditor does not accept payment in installments needs rescheduling with a Credit Bureau entry. Because the Credit Bureau entry should already exist for permanent liabilities.

Check Credit Bureau yourself

Check Credit Bureau yourself

However, it can also be worthwhile to simply request your own Credit Bureau information directly from Credit Bureau. This has even recently become free of charge and can also be applied for online. If there is actually no Credit Bureau entry at all, it is advisable to negotiate a normal loan with the house bank or to search for a normal loan in the online loan comparison.

Because a debt rescheduling with Credit Bureau entry is usually somewhat more expensive than taking out a loan with the normal Credit Bureau procedure. This is because banks at home and abroad, as well as credit intermediaries who offer a Credit Bureau-free loan, have to compensate for a higher risk with slightly higher lending rates. Nevertheless, it can be worthwhile for you if you only consider the example with the 15 percent interest pa of the overdraft facility, which is offset by a debt restructuring of 5-8 percent pa with a Credit Bureau entry. You save money from the first day of debt restructuring.

Debt restructuring creates an overview

Debt restructuring creates an overview

Another advantage of debt restructuring is that many claims are bundled into one. It can be very stressful not to have a good overview of the creditors. Many creditors also pose a higher risk of encountering a bailiff at the front door, because with a large number of reminders and sometimes incomprehensible letters and requests, it is difficult to set priorities.

However, if you risk a debt rescheduling with a Credit Bureau entry, you can settle all claims at once and unforeseen debits from your account no longer occur. You then only have to pay one installment each month. This again leaves you room for maneuver and planning security.

Use credit comparison

Use credit comparison

If you should now decide to reschedule with a Credit Bureau entry, you can use the free and non-binding online loan comparison. This program enables you to get a quick overview of the best schufa-free loans on the net. Large and smaller credit institutions, direct and foreign banks and credit intermediaries are listed. Almost everyone accepts your request for a loan of 1000 – 25 000 USD even if your Credit Bureau information is negative. However, the other requirements of your credit rating should be correct.

Requirements

Requirements

A bank or credit broker will only give you a loan if you are able to repay it on time in monthly installments. A debt rescheduling with a Credit Bureau entry is only possible if your monthly income exceeds the monthly expenses. You should have a permanent job, be of legal age and reside permanently in Germany.

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Bank Loan

The benefits of the bank loan, conditions and online application.

Lite Lender Company loans online: advantages and conditions

Lite Lender Company loans online: advantages and conditions

Lite Lender Company, a specialist in the consumer credit sector, provides loans at advantageous conditions directly online. These are loans that can be requested directly online, thanks to the applications on the financial’s online portal. But how to apply for a Lite Lender Company loan?

Lite Lender Company loans can be requested directly online, via the official financial website. In the same way on the Lite Lender Company portal it is possible to calculate the loan amortization rate.

But what are the financing of the Lite Lender Company offer? In addition to traditional home loans and home renovation loans, we also find the Tempo Libero loan, a product developed for those who are looking for a loan that allows you to obtain extra liquidity with which to carry out small and large projects.

The financing can be used for the payment of beautiful treatments, such as for a trip. The maximum amount payable is set at 60 thousand USD, while the minimum that can be financed is equal to one thousand USD. You can completely cover the cost of the purchase you intend to make.

Personal loans Lite Lender Company 2018

All products of the Lite Lender Company loan offer then allow you to repay the money with a flexible amortization plan. The refund can in fact be personalized, based on the needs of the applicant.

You can take advantage of both the installment jump and installment change options. The first allows you to skip the payment of one or more amortization installments, which are postponed to the end of the repayment plan.

The installment exchange option instead allows you to change the amount of the periodic installment to be paid. Obviously, the modification of the installment corresponds to a change in the duration of the loan.

We also remember the possibility for the beneficiary to protect himself from any unexpected events. In fact, an optional insurance policy is available, which covers against the risk of insolvency. For more information on the most advantageous offers in the loan market, continue to follow our portal.