Reject a loan without any proof
Countless banks fundamentally reject a loan without any proof. A salary represents an unsafe contract situation for the applicant against the bank, as he could not pay off the loan at any time. Due to the very low income or none at all, a credit institution generally does not grant a loan without proof, since this is an important criterion for obtaining a loan. If the amount of the loan is high, the bank is often required to submit an employment contract. A loan without proof can naturally be taken up with many hurdles and great difficulties.
The borrower mainly finds offers for credit without proof on the Internet, some direct banks often grant a loan without proof up to a certain amount without further checks. However, the identity card and an EC or credit card often have to be presented here. The applicant must note that he is obliged to provide truthful information. If you are asked about your work status when applying for a loan, you must state that there is no salary.
What is the best way for the applicant to get this loan?
Personal circumstances can cause a bank to issue a loan without proof. Anyone wishing to avail themselves of this loan must in any case have a guarantor who signs the loan agreement and ensures that the loan is repaid with his signature. This is the fastest way to find a loan for instant loans. This credit is often tied to a specific product, so in stores or shops, a credit without a salary allows you to buy goods, such as a washing machine or other everyday items. With this credit decision, the applicant will never receive more than 500 to 1,000 USD. Since these sums are very small, employment is rarely asked, so that it is possible to take out a loan without salary.
Another option is a loan without Credit Bureau. In this case, private brokers in particular do not submit a salary. However, other collateral must also be available here so that the borrower and the lender can secure themselves. If you want to use a loan without proof, you have to expect very high interest rates, so this loan can be very expensive. In order not to pay too much, a credit comparison should help you find a relatively cheap offer. If you think about this loan, you should do a good calculation to find out how much money is really left for a loan. Only then should a loan application be made and applied for.